The
increasing production and use of a car then
buying car insurance is increasing and is
becoming a trend. Especially now also becoming
common accidents that car insurance is required
This will reduce the risk of losses due to car
accidents. Their own vehicle insurance has a
specific definition as insurance that the vehicles
bear the risks that might occur on your vehicle
will be transferred to the insurance company.
Well, for selecting vehicle insurance, you need to
pay attention to the financial strength, service
fees and charges or given load. Own vehicle
insurance has two types:
- Car insurance
- Motorcycle Insurance
However, the most common vehicle insurance in
Indonesia is car insurance . Well, whatever be
your consideration to choose and buy car
insurance? Here are some tips that can be
thought or consideration about car
insurance:
- 1. Quality
Quality is always number one, the car insurance
is no exception. Well, you can choose the car
insurance that already has a good rating like
getting awards, including Best General
Insurance, Indonesian Customer Satisfaction
Award and the Indonesian Best Brand Award
which could be a reference that car insurance is a
trusted, reliable and responsible. - 2. Fee at own risk
We suggest you choose a car insurance claim
received a one-time only for the collection of
collision in different time, rather than
implementing a system of car insurance claims
per occurrence per accident or collision. Of
course you have to pay for own risk or the risk
itself is worth around Rp 100,000 a few times of
having to go back and forth to the garage. Not to
mention the possible outcomes of the workshop
unsatisfactory workmanship karea an
unauthorized repair shop. Well, the car
insurance claims received only one then you do
not need very often to the workshop which
ultimately does not make you lose because they
have to pay a fee Own Risk or OR, your time is
not wasted, let alone shop is authorized
workshops. - 3. Notice workshop partners insurers
As already mentioned in the beginning then
choose the insurance company that has a
workshop partners who do have good credibility.
This will make you do not have to commute
workshop because the process was wrong and
will not waste your time. - 4. Process auto insurance claims
It is best to choose the insurance claims process
is not complicated alias easy. There are several
car insurers define complex rules such as for
example the need to wait for the surveyor and
then had to argue with her anymore and
acceptance SPK or Work Order also takes several
days for the workshop can do the repair work on
your car. Of course this will make you waste a lot
of time. Therefore, select car insurance that
provides insurance claims and receive a Work
Order in a matter of less than 30 minutes. - 5. Spare-Part Original
Choose a car insurance does ensure that the
spare parts used are original and have warranty
so it does not cause any harm on your part. - 6. Feature third-party liability
Sometimes accidents just cause third party
damage more severe than ours. Not to mention if
the driver or passengers are also affected by its
consequences. Therefore, you can choose and
buy car insurance that provides liability to third
parties larger so you can not be burdened by
extra costs, then the driver or passengers also
have protection. - 7. Protection 24 hours
Did you know that there are some car insurance
which has provisions boundaries and hours?
Therefore, Watch for the provision of car
insurance. Should choose the car insurance that
guarantees protection outside the area and have
a phone number that is easily contactable for 24
hours in order to minimize your anxiety to
travel. After all, car insurance is useful to make
you not worried about your car.
Well, from some of the above points, you have
the choice of the reference in terms of car
insurance that will ensure your car is due to
damage or loss. You also need to carefully pay
attention to its provisions, not only the price of
the premiums alone. And the following is a list of
companies with products automobile
insurance trusted in Indonesia.
- 1. ABDA Auto Insurance
Company PT Asuransi Bina Dana Arta Tbk.
Website www.abdainsurance.co.id - 2. ACA Auto Insurance
Company PT. Insurance Central Asia
Website www.aca.co.id - 3. Allianz Auto Insurance
Company PT Asuransi Allianz Utama Indonesia
Website www.allianz.co.id - 4. Autocillin Auto Insurance
Company PT. Adira Insurance
Website www.asuransi.adira.co.id - 5. AXA Auto Insurance
Company PT. AXA Insurance Indonesia
Website www.axa-insurance.co.id - 6. Bringin General Auto Insurance
Company PT. Bringin Sejahtera Insurance
Artamakmur
Website www.bringininsurance.com - 7. Garda Oto Auto Insurance
Company PT. Asuransi Astra Buana
Website www.asuransi.astra.co.id - 8. JaPro Car Auto Insurance
Company PT. Jaya Insurance Protection
Website www.jayaproteksi.com - 9. Jasindo Auto Auto Insurance
Company PT. Asuransi Jasa Indonesia
Website www.jasindo.co.id - 10. JP-ASTOR Auto Insurance
Company PT. Insurance Jasaraharja
Website www.jasaraharja-putera.co.id
11. Mega Car Auto Insurance
Company PT. General Insurance Mega
Website www.megainsurance.co.id - 12. Mitsui Sumitomo Indonesia Auto
Insurance
Company PT. MSIG Insurance Indonesia
Website www.msig.co.id - 13. Koe Car Auto Insurance
Company PT. General Insurance
Bumiputeramuda 1967
Website www.bumida.co.id - 14. Rama Auto Insurance
Company PT. Rama Satria Insurance Authority
Website www.ramains.com - 15. Simas Car Auto Insurance
Company PT. Asuransi Sinar Mas
Website www.sinarmas.co.I'd
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thank's
BalasHapus