Secrets of How to Select the Best Car Insurance

Secrets of How to Select the Best Car
Insurance - TIPS and how to choose car insurance I share this
because many insurance companies that offer
these car insurance products in the market. In
fact, almost every insurance company of small
and large scale all have this product. The first we
need to know in advance how many there are of
course actually existing types of car insurance in
Indonesia and contents policy
not?

Well for your own vehicle insurance policy when
we already have a standard policy used in parts
of Indonesia (local publication) already own,
namely STANDARD MOTOR VEHICLE
INSURANCE POLICY INDONESIA.

This policy applies equally across all insurance
companies, differing only in a few items that they
could modify the clause in accordance with the
design of the car insurance product.
Broadly speaking there are only 2 types of
standard policies without modification yes:

• Warranties ALL RISK / comprehensif
  
• Warranty Total Loss / Loss of course
  

After learning basic jenisa insurance guarantees,
then we could see an additional benefit rider or
what we call collateral expansion basically added
what facilities are obtained from the sale of
products
Measures choose the best car insurance for your
car is actually quite simple:

• 1. Seeing our first vehicle insurance needs with the
  current condition of the vehicle after the vehicle,
  vehicle type and usability. Select the appropriate
  collateral, in the car insurance there are two basic
  guarantees are secured by this policy. As
  explained above was All Risk / Comprehensive
  guarantee virtually all large or small the risk of
  accidents, but still some are excluded in the
  policy, such as that caused by the loss of the
  vehicle taken away by a private driver or an
  employee who works for the owner of the car.
  TLO / Total Loss Only guarantee only loss or
  damage to vehicles above 75% of the value of the
  vehicle. This option is suitable for a vehicle that
  old age and high mobility
  
• 2. Ask about the workshop in collaboration with the
  company's insurance are, how much of the
  network and are scattered everywhere. This is
  important because when something happens to
  our vehicles, workshop partners working
  together will surely be used as a vehicle repair
  workshop for us.
  
• 3. Are there any other services provided by the
  insurance company, such as 24-hour hotline, tow
  trucks and Integration branch office of the
  insurer is spread all over Indonesia
  
• 4. Take a look back the other features that exist in
  the product there is no other additional benefits
  
• 5. The last one we have just seen rate to calculate
  the premiums Choosing a reasonable premium,
  buy insurance with reasonable premiums, not
  "cheap" because according ekomoni principle
  there is no definite price service. Do not be
  tempted by cheap insurance premiums once but
  no quality of care need to be taken into
  consideration in connection with the calculation
  of the insurance premium on the price of our
  current vehicle, make sure the current price of
  our vehicles at any price, because it will affect the
  amount of the premium that we pay . So make
  sure we do check first course in the market.
  

However, the final decision to keep rates on our
hands as the owner of the vehicle. To this
suggestion I do not enter a price that is too low or
high because it would be detrimental to our own
in-reply later if there is a claim auto insurance
policy is already set on the chapter in which we as
customers should not include the price of
insurance is too high or too low of actual market
price. Well, so little idea of ​​how we choose car
insurance, protect your assets immediately
before something happens, insurance only works
when we know the unfortunate.
Congratulations Choosing Your Car Insurance!